Health Coverage

Insurance could be a whirlpool of confusion for someone new to the insurance space with terms like deductible, co-payment and Bancassurance leaving one utterly stumped. After navigating the aforementioned insurance terms, it’s time to tackle ‘Pre-Existing Diseases’. This term plays a significant role in the health insurance segment as it determines your coverage and risk factors. Before c...

While in-patient medical expenses are comparatively higher than outpatient costs, the higher frequency of outpatient visits can disrupt ‌finances. Outpatient Department (OPD) cover is commonly available with most health insurance policies and can turn out to be a lifesaver when it comes to saving on medical expenses incurred without hospitalisation. In recent years, OPD benefits have garnered...

Co-payment, often referred to as co-pay, is a fixed amount of money that you, the insured person, must pay out of your pocket when you receive a medical service.

According to the World Health Organisation (WHO), the percentage of the global population aged 60 and above is expected to almost double, rising from 12% to 22% from 2015 to 2050.

Some Health Insurance plans offer Super NCB benefits as well for enhanced/increased coverage.

AYUSH Treatment looks beyond allopathic healthcare and gives the policyholders an alternate course of treatment.

The word ‘restoration’ in itself seems incredible, and in Health Insurance, it is. The restoration of the sum insured by your health plan is called the Restoration Benefit.

Bite-sized insurance focuses on providing essential protection against risks at a fraction of the cost.

Affinity Insurance creates specialised coverage for groups with shared interests, characteristics, or affiliations, ensuring precision in coverage and addressing specific needs and risks.